The False Analogy: Car vs. Health

A few weeks ago I had this same discussion with my wife so I felt I had to repost this when I heard it on the radio today….


RUSH:  Ten days ago on a spectacular edition of Open Line Friday, I said to each of you — in response to a question I got and continue to get from many people, “What can we do, Rush? What can we do?” — be the one in your family who is the go-to person when somebody needs a political answer.  If somebody needs a political answer, you be the go-to guy — and let me tell you how you become the go-to guy: The Heritage Foundation, me, and Mark Levin’s books.  Television is not going to help you be a go-to guy.  It’s too sound bite-oriented. It’s too brief. It’s not nuanced and detailed enough.  I got an e-mail, as I mentioned to you, over the weekend.

“Good morning, sir.  We were having a discussion last night about Obamacare with a few dinner guests.  We are your age.  One of our guests, who is 24, insisted that since the government requires citizens to have car insurance before allowing them to register a car, then we should have no problem with the government requiring citizens to have health insurance.  What would be your reply?” I wrote her back:  “It is state governments which require everyone with a driver’s license to have auto insurance.  If you own a car but do not drive — in other words, you have a driver — you must be insured.  If you don’t own a car and you don’t have a driver’s license, you do not have to have auto insurance.

“And even if you break auto insurance laws, you do not go to jail for it.  But in both the House and Senate bills, if you do not buy health insurance, you can be imprisoned for five years.  Automobile insurance is purchased not to protect you, the buyer.  Auto insurance is to provide for your victim should you ever cause an accident.  Health insurance is the opposite.  It is to protect the buyer from catastrophic loss brought on by illness or accident.  Health insurance is, thus, in no way analogous to auto insurance because health insurance is purchased to insure the buyer against his own catastrophic loss brought on by major illness or accident.  You do not buy health insurance to provide for others.  You buy it for yourself.

“Can you actually insure your health?  Does health insurance insure your health?  It cannot possibly do so.  Health insurance cannot possibly insure your health.  In fact, health care insurance (formerly called” medical insurance”) is merely an instrument of neutralizing risk.  Financial risk, that is; not health risks.  You cannot insure your health.  It was brought about by a need to insure a family’s assets against a dread disease requiring care so expensive it could wipe that family out financially.  As a strictly financial planning endeavor the issue never seemed to be discussed in terms of being a right or in terms of compassion, but medical insurance, as a component of financial planning, has morphed into health care as a right for everyone in the new political parlance.  But it’s not about health.  Health insurance is not about health.  You can’t insure your health.

“Most important of all,” I wrote back, “it’s unconstitutional for the federal government to mandate that a citizen buy anything, much less put them in jail for failing to do so.  What the hell is your 24-year-old guest thinking?  Nowhere in the Constitution is the federal government permitted to mandate that citizens buy X.  The Constitution limits government!  Its whole purpose is to define what government cannot do to citizens.  Read the Bill of Rights, the first ten amendments: The Constitution specifically limits government power and always sides with the freedom and liberty of the people.  Your 24-year-old guest has been ill educated, defrauded by his schools, otherwise he wouldn’t hold the view that government has the power to require all of this.

“Had he been properly educated he would understand the concepts of federalism and states’ rights and thus would never take the position that he took at your dinner party.  He would be robustly and adamantly opposed to all of this. The Founders feared just this type of power being amassed in Washington, and wrote the Constitution to prevent it and to protect us from fellow idiot citizens electing morons like Barack Obama.  When the Constitution is violated (as it is with federal mandates on health care), someone must challenge it in court, eventually getting the case to the Supreme Court.  If this does not happen, or if the people do not openly revolt over this, then the Constitution is weakened, its original purpose diluted and destroyed. Individual freedom and liberty is lost.

“Other than that, everything’s hunky-dory.”


RUSH:  Let me ask you a question: “Why don’t we have the government make everybody buy life insurance, folks?”  That way nobody would die, at least by the other side’s reasoning — and isn’t life more important than health?  You can’t get health without life, right?  So why don’t they require everybody to buy life insurance?  Doesn’t dying without life insurance cause more hardship than getting sick and running up a large bill?  And why would it take 2,000 pages to make us buy life insurance? (interruption) I’m not giving them any ideas, Snerdley.  They could think of more disastrous stuff than I could in a day.



Life, Liberty and the Pursuit of Happiness: Happy 4th of July, America


The unanimous Declaration of the thirteen united States of America

We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness.

Texas Poker: Vote Now!

Texas Poker: Vote Now!
Tags: Austin, HB 222, houston, houston-poker-raids, Polling, War-on-Poker

KTRH-AM 740 out of Houston followed up the Morning News story about our efforts to legalize poker in Texas with one of their own. In their piece, the opposition claims we poker liberators* are simply seeking a regressive tax that will punish the poor, and calls government “weak” for even considering legalization as an alternative to cracking down.

*my term, not theirs

And now, on the front page of KTRH’s website, their question of the day is:

Should Texas add poker to its gaming lineup?

Click here to vote. At the time of this posting, we’re leading 63-37 … as all of us who understand the skillful application of percentages can surmise, this is hardly the spread of domination we’re looking for. Seriously, I’m sorry to keep whining about this … but it’s a one-and-a-half-click vote … if we can’t nail this one down, we don’t stand a chance in Austin this year.

NOTE: This seems to be a very conservative radio station.

UPDATE: Encouraging, what their forum has to say.

Posted by DanM on January 27, 2009

Another Perspective

Here is another Perspective of Saturdays events by Amy and Charlie…

Charlie and I were celebrating the two-year anniversary since we
proposed to each other and our one year anniversary when we went to the
Renaissance Festival this Oct. 11. We were staying in my mother-in-law’s
Silver Leaf timeshare condo in Conroe and celebrating fall and our
marriage and opening weekend of our favorite festival all at once.

Jennifer had e-mailed me earlier in the week to ask if we’d be going to
Ren Fest this year. We told her we had plans to go that very weekend and
she said she and Vinnie would be there, too. So we made plans to meet
them in the parking lot and attend the festival together.

I now know what must make Vinnie a superb poker player. We went almost
the whole day — 11 a.m. to about 5:30 p.m. — without him looking the
least bit nervous or suspicious. In fact, it was I who asked Jennifer to
take my picture with Charlie in the chapel to commemorate our
anniversary. That’s why we went there in the first place.

After she’d taken a few photos of me and Charlie, Vinnie asked me to
take a few photos of him and Jennifer. As reluctant as she was (her hair
was messy, he’d spilled some beverage down her shirt and left a big
stain) she went with him to the altar to humor him and take a few photos
with him.

So I shot a few pictures that came out a little blurry because I was
laughing at Jennifer’s wisecracks and trying to make the camera work
with the lighting. I remember I kept saying, “Wait a minute, we need a
redo…” and all the while Jennifer kept joking about how Vinnie had tried
to sell her off earlier to a dirty old man in the street for a turkey
leg, and then he’d gone and spilled stuff all over her.

Then as I was trying to get them to stand still and pose again for me,
Vinnie started talking about how this was the anniversary of their first
meeting. They met at Ren Fest on Oct. 11 2000 when they worked the
festival in the photography studio. I think it’s something like Ye Old
Tyme Photos or something to that effect. Anyway, as he’s talking, the
mood changed; Vinnie was being awfully romantic and suddenly we were
suspicious. Charlie leaned over to me (he’d been standing by me laughing
at Jennifer’s comments, too, while I tried to get a decent picture of
the two) and he whispered, “Is Vinnie proposing?” And it dawns on me he
might be. I just whispered back, “I don’t know” and kept shooting.

Then Vinnie goes down on one knee and I start aiming for a better shot
and trying to get the camera to take a clear picture, but they’re moving
and I’m shaking and it still comes out blurry—Vinnie down on one knee,
proposing to one of my best friends. I’m so happy for her and I know my
face had to register my shock and a grin a mile wide. Charlie’s face was
priceless, too. But I didn’t have much time to notice. I was still
shooting the proposal. Until Jennifer, who never took her eyes off
Vinnie, yelled at me to stop taking pictures. But she was too late. As
shaky and blurry as they were, I’d caught it on SanDisk.

She said yes, and I know I let out a sigh of relief; probably with
Vinnie. As much as she loves him and as much as I knew they’d always be
together, my friend Jennifer has always seemed a bit shy of marriage.
She’s a very independent girl, and she’s proud of it. Charlie hugged me
and said, “I think that’s the most romantic thing I’ve ever seen!” and I
didn’t remind him he was talking to his wife, who’s done any number of
romantic things for her husband. But I had to agree; it was very
romantic. And I was bursting at the seams with joy for Jennifer and
Vinnie. I was so giddy!

I finally got a nice clear shot of the couple in front of a very
Catholic altar and we all left the chapel in high spirits, seeking other
spirits of the mead variety to celebrate. I have to admit, I was a
little worried about Jennifer. She got very quiet after we left the
chapel. Vinnie, on the other hand, was more talkative than I’ve ever
seen him. Charlie and I joked about this switch of personalities, but I
could tell Vinnie was ecstatically happwith this bemused expression that didn’t seem to register much of what
was happening around her.

The rest of the day was a bit of a blur for all of us. It was late and
we were all exhausted and feeling warm and fuzzy on our mead. We did a
little more shopping and then watched the final fireworks show together.
It was a perfect end to a wonderful day, and an anniversary for two
great loves.

A Special Day

Yesterday I attended opening weekend of the Renaissance Festival with my girlfriend Jennifer and a few of our friends. Jennifer’s friends Amy and her husband Charlie came in from Austin as my friend Primo and his Fiance Rashna were coming from San Antonio. My girlfriend Jennifer and I met out at the Renaissance-festival 8 years ago and it has always been a special place to us.

I talked to my girlfriend earlier in the week and since she was having a bad week i told her it was ok because we are going to have a great weekend. She said we always go to the Ren Fest why was this one going to be different. I just said “this is going to be a special weekend” and left it at that. She questioned me all week and all day at the festival saying give me a hint or why is this going to be so special.

We  met up with all of our friends at around noon and wondered around the park, shopped ate and watched shows throughout the day. At one point a rickshaw driver asked me “how much for the woman” I replied “what is your offer” and he said “a turkey leg”. Of course I was joking, I would not trade her for a turkey leg, as she is priceless and irreplaceable and I would not trade her for anything in the world.  As the day was drawing to an end Amy asked if we would take her and her husbands picture in the Chapel. After we took their picture i asked Jennifer t take a picture with me in-front of the alter.

Texas Ren Fest

Texas Ren Fest

After they took are picture I said, “do you remember we meet out here on opening weekend just as today is…we also had our first date on Oct 11th as today is as well”. then I said, “the only thing that could make this place and date more special is if you would marry me.” As i dropped to one knee and placed my Fathers gold ring on her finger. She paused for what felt like a life time as she was in shock but she finally said yes. Not only was she in awe but all of our friends were also in shock. Afterwards we grabbed a bottle of mead to celebrate. We then watched the fireworks as the park closed.

I think i gave her the special day I promised.

Bob Barr 2008

Why Vote Third-party?

My goal here is to convince you to vote for a third-party candidate — ANY third-party candidate — in the 2008 presidential election.

The reasoning is simple:

First, it should be evident to all that the Democratic and Republican parties are ‘in cahoots’. There’s not much real difference between them. They distract public attention by arguing about superficial differences, obscuring the fact that they actually agree on nearly all the important things, like:

(a) the BIG GOVERNMENT model is the only option
(b) America needs a huge military budget
(c) war is not insane
(d) term limits are not practical

Then why not just vote third-party? Here’s the reason people give: “If I vote for a third party, I just throw my vote away.”

Let’s dispel that myth once and for all. First, if one thing is plain, it’s that you have thrown your vote away if you vote for the Democrat or Republican candidate. The two parties are basically the same, and regardless of which party is in power, things don’t improve. Recall that it was both the Democrats and the Republicans who rushed into the Iraq war, waving the flag, without a plan.

The truth is, the Republicrat party has arranged so that we have a Democrat for one or two terms, then a Republican, and then back again. It’s a sweet system where both parties win. Neither is out of power for very long.

Consider also how both parties together have succeeded in making you feel you have to vote against someone. In 2000, for example, you may not have liked Bush much, but felt you needed to vote against Al Gore, or vice versa. That, I propose, is precisely what the two parties want. They have, by picking the right issues, managed to completely polarize the American public into two camps, split almost 50/50. Further, they’ve set the tone of American politics as one of constant acrimony and argument. Far too much attention is spent criticizing the other camp, and not enough on presenting new, positive ideas. It’s a divide and conquer strategy. By polarizing the American public, the Republicrat power coalition has kept people too busy fighting with each other to see what the real problem is. It’s the old case of ‘let’s you and him fight’.

This makes each person think, “My vote is essential to prevent the other party from winning; I can’t afford to vote for a third-party candidate, or someone with original ideas.” But considering the dearth of good ideas among the current Republican and Democrat candidates, it’s evident that, whichever wins, we’ll be stuck with another bad president for at least another four years.

This November, then, you’ll have two choices:

1. Vote for the Democrat or Republican candidate, in which case you truly will throw your vote away, or
2. Vote for a third party candidate.

In the second case, it’s true your candidate will not likely win. But you haven’t thrown your vote away. If enough people do this, then the Democrats and Republicans will get the message. By the time the next elections come around, they will be thinking about adopting some of the ideas from the third parties. Further, any vote for a third party encourages the founding of new third parties, with valuable new ideas.

The potential for positive change in America exists. What we must do is create a climate in which these ideas will come to the fore in public discussion, and find implementation as social policy. Third parties can meet this vital need.

Therefore, here are two suggestions for you to consider:

1. Investigate the current third party candidates. Read their platforms and identify any promising ideas they have. In just doing this you will have broken free from the mind-conditioning of the two-party system. You will be actively contributing to making American a true democracy. Then, just consider voting for the candidate whom you would like to be president, not worrying about the issue of ‘throwing your vote away.’

2. Most of all — though this is really a separate issue — approach the election with a positive attitude. This shouldn’t be about whom you dislike or disagree with. It should be about developing positive vision of the future. Pay particular attention to noticing how the big-party candidates (and their buddies, the news media) try to manipulate public consciousness by eliciting anger and hatred — and then don’t oblige them.

Be the change you want see in the world!

My vote is for Bob Barr 2008

Bob Bars Campaign Website
Libertarian Party Website
TKE News Article

The Princess Bride

So this weekend I went to a wedding in San Antonio…A wedding in a castle…thats right a castle. I went to a friends wedding that was taking place at Castle Avalon just north of SA. We got there on Friday for the rehearsal dinner and to fortify the front gate from wedding day attacks.

We had to wait a bit because Frodo was running late with the ring. So with the rehearsal out of the way we head to the Grissmill down the road for the rehearsal dinner.

The next day we got up early to head out to the castle to check into our room. I was in a room called the Gathering abut it should be called the fairy room since all the walls were covered with naked little fairy’s in a forest.

So I get dressed in my best suit of armor and head to the ceremony that is out in the courtyard. thee The ceremony was quick and that may be in part to the fact that they skipped the you may kiss the bride part. The female reverend also said “what god has put together let no man celebrate (instead of separate)”.

We then proceeded to the reception where the grooms cake was a 3D dragon. We ended the night hanging out in the other peoples rooms, jumping from the princess room, to the kings room and eventually ending in the Queen Guenivere’s room. All and all the night went well no Dragon attacks or raiding hoards of barbarians.